I think I may have a claim against my insurance company. Are there deadlines or time periods that I should be concerned about?

Yes, there are various complicated deadlines that could apply.

Your insurance policy is a contract, and almost certainly specifies how long you have to sue your insurance company if you believe that it has acted improperly. Some insurance policies require their insureds to sue within as little as one (1) year from the date of the loss giving rise to the insurance claim. (The time limit to sue is referred to as the "limitation period" or the "statute of limitations.") With a few exceptions, failure to take legal action against your insurance company within the time period specified by the insurance policy will likely bar your claim.

The only way to know how long you have to take legal action against your insurance company is to carefully review your insurance policy. Our attorneys have substantial experience reading and interpreting insurance policies, and can help you determine how long you have to take action against your insurance carrier. We invite you to contact us for a free consultation.