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Hail causes almost $1 billion in damage per year

We all know that tornadoes and thunderstorms are major causes of property damage in Minnesota, but let us not forget hail. Ice pellets falling from the sky causes nearly $1 billion in damage each year in the U.S., according to The Weather Channel. Spring is hail season, with atmospheric conditions ideal for creating this form of precipitation.

Though farms absorb the majority of hail damage, homes also get pelted with hail regularly. Roofs, windows and other vital parts can get damaged. It only takes hail the size of a quarter to cause damage to shingles.

Those who have not been caught in a severe hailstorm may not realize how huge hail sometimes gets. Perhaps they have heard of golf ball-sized hail, but sometimes hail as large as baseballs and softballs fall from the sky. In other words, balls of ice from 2.75 inches in diameter up to 4.5 inches.

The Great Plains is most often the site of large hail, but Minneapolis sustained one of the costliest hailstorms on record. A May 1998 storm caused $1.73 billion in insured losses.

Once the storm passes, it is time for homeowners to assess the damage. If your home has been significantly affected, you may need to file a claim with your homeowner’s insurance carrier. Hopefully, the insurer will agree that you are entitled to payment to cover your needed repairs.

But sometimes, insurance companies deny claims, even legitimate claims that the homeowner backed up with sufficient evidence. When this happens, the homeowner might turn to an attorney to help with their appeal.

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