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Denied Insurance Claims Archives

An appraisal hearing is often the next step after a denied claim

For homeowners who did not get enough of a settlement check from their insurance company after their property was damaged, the prospect of a lawsuit may seem uncertain and onerous. While litigation might eventually be necessary to get justice, often there is a step that can help you get the money you are entitled to that is faster and cheaper than going to court.

You've suffered a property loss: What do you do now?

It’s probably likely that many people in Minnesota, throughout the Midwest and nationally are somewhat ambivalent about the insurance coverage they possess that contractually covers against loss to their property in the event of a storm or other damage-causing incident.

RSJ Obtains Published Court of Appeals Decision Clarifying Service of Process on a Foreign Insurance Carrier.

Obtaining proper service of process on an out-of-state insurance company is one of the more technical issues involving lawsuits against insurance companies. Service of process is how a lawsuit is commenced, and therefore how a Court obtains jurisdiction over a Defendant. The controlling statute, Minn. Stat. ยง 45.028 requires service upon the insurance company's registered agent, by certified mail. The statute also requires the Plaintiff to send a copy of the service letter (or process) upon the Minnesota Commissioner of Commerce, also by certified mail.

Venerated courthouse burned; insurer accused of bad faith

Connections between Minnesota and Mississippi might not readily come to mind, but here's one: a nearly century-old courthouse in the latter state has suffered severe fire damage, and officials there are accusing a Minnesota-based insurance company of engaging in flat-out bad faith by low balling the claim.