Roeder Smith Jadin, PLLC
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Toll Free: 800-342-2710

Local 952-314-5226

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Insurance Law Archives

Insurance fraud targets new property owners

Property owners often understand the value of their real estate through the process of earning it with hard work and smart investments. As a result, most residential and commercial property owners will be ready and willing to pursue a comprehensive insurance policy on real estate and other assets.

Insurance providers sued by Minnesota over claims disputes

Homes, cars, possessions - insurance is necessary for a safe, secure lifestyle even without considering medical needs. There are dozens of major insurers that offer hundreds of plans in an effort to offer coverage for every situation. At times, these insurers need extra oversight to make sure this coverage is fair.

RSJ Notches ANOTHER Victory for Minnesota Policyholders at the Minnesota Supreme Court

Attorneys Alex Jadin, Tony Smith, and Tim Johnson won another case before the Minnesota Supreme Court in the matter of Poehler v. Cincinnati Insurance Company. This case involved whether a policyholder could recover interest on an insurance appraisal award when an insurance company undervalues a claim.

Material Matching

The summer of 2017 has been filled with severe weather storms across Minnesota.  Thousands of homes have been affected by hail and wind damage.  For those with homeowners insurance policies, one of the most common issues is whether the policy provides coverage for "matching" the existing material (like siding, roofing, windows, etc.) when repairing the storm damage.  For example, whether an insurance company can replace broken pieces of white siding with yellow siding. 

Is your insurance policy your maintenance policy?

Some homeowners view their insurance policy as a sort of maintenance policy that they can rely on for making major home repairs. When their roof begins to age, they hope for a hailstorm to strike their Minnesota home and allow them to make a claim on their insurance policy.

Act of God?

Insurance law is full of potential problems for the unwary. Contracts for insurance can be many pages long and how many homeowners sit down and carefully read the documents the insurance company is mandated to send every year? Nonetheless, it is that document that controls the terms and conditions of your insurance and being familiar with its language is a good idea for every homeowner.

Insurers like delays

For an insurance company, delays are always good. Especially when they already have your money. Which they do. If you fail to pay a premium on time, they can cancel your policy and refuse to pay any claims made after they claim your policy was no longer in place. However, if you have a loss, they can delay payment for months or years, often for invalid or illegal reasons. 

RSJ Enforces Homeowners Appraisal Rights Despite Insurance Companies Objection

RSJ attorney Alexander Jadin helped another homeowner compel an insurance company to participate in the appraisal process pursuant to the terms of its policy.   In the case of Rudd v. Chubb, the insurance company refused to go to appraisal to resolve the cause and amount of the loss.